Managing the Risk of Portfolio Drawdowns

One of the major risks investors face is a portfolio drawdown – a peak-to-trough decline in the value of their investment portfolio over a given period of time. Substantial drawdowns can derail long-term financial plans and make it difficult to recover lost ground. Understanding and managing drawdown risk is important for successful investing. A drawdown […]

2024 Market Swings: Insights from Historical Election Year Trends

The S&P 500’s strong start to 2024 has been met with a pullback in April. In our most recent monthly commentary, we explored how the market typically reacts when the S&P 500 jumps 10% or more in the first quarter. Since 1950, this scenario has occurred 11 times, and in 90.9% of those instances, the […]

How Account Titling Can Save Thousands in Tax Dollars

Planning for the future encompasses not only financial security but also savvy tax management. One often-overlooked strategy that can yield substantial tax savings is strategic account titling. While many married couples default to joint ownership or trust structures where both partners are listed as grantors and trustees, the nuances of individual ownership can offer significant […]

Making the Most of Company Stock in a 401(k)

For employees working at a publicly traded company, you may have an option to buy the stock of the company you work for within the 401k plan.  While making the decision to invest in that stock is a decision within itself, simply due to the risk associated with investing in the company that also provides […]

Key Insights from Berkshire Hathaway’s Shareholder Letter

Source: (WSJ) Every year, Warren Buffett shares his insights and wisdom through his annual shareholder letter, a revered tradition for investors worldwide. Let’s delve into the key takeaways from Buffett’s 2023 Shareholder Letter. A Tribute to Charlie Munger: The letter opens with a heartfelt message about Charlie Munger, Buffett’s longtime partner, who passed away in […]

Introduction to Private Equity

In the ever-evolving landscape of investment opportunities, private equity stands out as a dynamic and strategic avenue for investors seeking higher returns and actively participating in business growth. Private equity involves investing in privately held companies, providing capital in exchange for ownership stakes. This alternative investment class offers a distinct set of advantages that savvy […]

No Loan Colleges: Financing Higher Education

As student loan forgiveness continues to be a major topic discussed in the U.S., some colleges are trying to get ahead of what the future looks as enrollment rates have dropped nationwide.  One way to assisting future students is through “No Loan Colleges.” No Loan Colleges No loan colleges refer to institutions of higher education […]

Common Tax Strategies for Investors

As investors, maximizing returns isn’t just about making wise investment choices; it’s also about strategically managing your tax liabilities. Understanding the various tax breaks available can significantly impact on your overall financial picture. In this article, we’ll explore some of the most valuable tax breaks that can enhance your investment strategy and help you keep […]

Human Negativity Bias & Impact on Financial Decisions

Human beings are wired to be more attracted to negative news than positive.  This well-known tendency, termed negativity bias, is our propensity to not only register negative stimuli more readily but also to dwell on these events. The financial media is well aware of this psychological trait and strategically employs it to drive up viewer […]

Buying a New Vehicle: To Buy or Lease?

When in the market for a new car, the question always arises: Is it better to buy or lease? The answer, as with many decisions in life, isn’t one-size-fits-all. While opting for a used car can often be a prudent choice, let’s explore buying vs leasing a new car. Buying & Financing a New Car […]