Last week, the IRS issued a determination regarding Inherited IRAs, specifically addressing the requirement for Required Minimum Distributions (RMDs). As the rules become increasingly complex, we want to highlight an important detail that account owners should be aware of. To recap, for those who inherited an IRA after January 1, 2020, a new withdrawal rule […]
One of the major risks investors face is a portfolio drawdown – a peak-to-trough decline in the value of their investment portfolio over a given period of time. Substantial drawdowns can derail long-term financial plans and make it difficult to recover lost ground. Understanding and managing drawdown risk is important for successful investing. A drawdown […]
The S&P 500’s strong start to 2024 has been met with a pullback in April. In our most recent monthly commentary, we explored how the market typically reacts when the S&P 500 jumps 10% or more in the first quarter. Since 1950, this scenario has occurred 11 times, and in 90.9% of those instances, the […]
Planning for the future encompasses not only financial security but also savvy tax management. One often-overlooked strategy that can yield substantial tax savings is strategic account titling. While many married couples default to joint ownership or trust structures where both partners are listed as grantors and trustees, the nuances of individual ownership can offer significant […]
For employees working at a publicly traded company, you may have an option to buy the stock of the company you work for within the 401k plan. While making the decision to invest in that stock is a decision within itself, simply due to the risk associated with investing in the company that also provides […]
Source: (WSJ) Every year, Warren Buffett shares his insights and wisdom through his annual shareholder letter, a revered tradition for investors worldwide. Let’s delve into the key takeaways from Buffett’s 2023 Shareholder Letter. A Tribute to Charlie Munger: The letter opens with a heartfelt message about Charlie Munger, Buffett’s longtime partner, who passed away in […]
In the ever-evolving landscape of investment opportunities, private equity stands out as a dynamic and strategic avenue for investors seeking higher returns and actively participating in business growth. Private equity involves investing in privately held companies, providing capital in exchange for ownership stakes. This alternative investment class offers a distinct set of advantages that savvy […]
As student loan forgiveness continues to be a major topic discussed in the U.S., some colleges are trying to get ahead of what the future looks as enrollment rates have dropped nationwide. One way to assisting future students is through “No Loan Colleges.” No Loan Colleges No loan colleges refer to institutions of higher education […]
As investors, maximizing returns isn’t just about making wise investment choices; it’s also about strategically managing your tax liabilities. Understanding the various tax breaks available can significantly impact on your overall financial picture. In this article, we’ll explore some of the most valuable tax breaks that can enhance your investment strategy and help you keep […]
Human beings are wired to be more attracted to negative news than positive. This well-known tendency, termed negativity bias, is our propensity to not only register negative stimuli more readily but also to dwell on these events. The financial media is well aware of this psychological trait and strategically employs it to drive up viewer […]
