Want to better understand where your money is going? Use a budgeting app to help you get a holistic view of your finances. With a budgeting app in-hand, you can track and categorize your expenses, see your income, and get an idea of where you can cut back on spending. You might even learn a thing or two about how better save for retirement.

Consider one of these budgeting apps to help you save in the year to come:

Mint – Maybe the most well-known budgeting app, Mint has an easy-to-use interface that lets you categorize all of your expenses. You can link your bank account and credit cards with the app and automatically import all of your transactions. Mint will even learn about your spending habits and automatically categorize expenses over time. 

You Need a Budget (YNAB) – YNAB is the most robust budgeting app out there. It not only tracks all of your expenses, it will help you learn over time how to better allocate your money. Like other apps you can link your bank accounts, but you also have the option to enter expenses manually, and forgo the security threat of linking your financial accounts to a third-party app. There is a catch. The app isn’t free, and costs $84 per year, or $11.99 per month.

Simple – A budgeting and banking app all-in-one, Simple is a one-stop-shop for money management. Simple allows you to set financial goals and work your way toward achieving them. With its Safe-to-Spend tool, you get a better sense of your current cash balance while taking into account future bills and income. Simple even has checking account and debit card options to keep all of your finances in one place.