Open enrollment season is once again upon us, marking the period for employees to make important decisions about their benefits packages. This annual opportunity provides individuals with the chance to reassess their current health, dental, vision among other essential benefits, ensuring they align with their evolving needs. To make the most of this period, it’s […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-11-09 11:45:372023-11-09 11:45:39A Guide to Open Enrollment to Optimize Benefits for 2024
With the holiday season approaching, we are entering the months where the stock market has historically performed the best. Below is a chart of the S&P 500 Index average returns for each month dating back to 1928. If you squeeze this timeline down to the last 53 years, November is actually the best month in […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-11-03 11:51:082023-11-03 11:51:09On the Street Monthly – With Pessimism Growing, Will There be a Yearend Rally?
Recession fears, high inflation, rising interest rates, geopolitical risk, weakening investor sentiment…. did we miss anything? I’m sure we did, depending on the new headlines from today’s financial media. While those headlines and fears are at the forefront of investors’ minds, sometimes simplicity can rule the day. In the world of finance, where complexity often […]
Reaching levels not seen since the turn of the millennium, current mortgage rates have surged in lockstep with all the rate hikes. The 30-year fixed mortgage rate in 2000 stood at 8.25%, while at the time of this writing, it sits at 7.63%. Concurrently, the US Median Home Sales Price has risen to $394,300, with […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-10-26 11:43:262023-10-30 16:03:33Mortgage Rates Reach Highest Levels in Over Two Decades, Are Prices Starting to Budge?
We are proud to announce that Lake Street has been ranked as one of America’s top RIAs by Financial Advisor Magazine for 2023. The criteria is based on assets under management as of the previous year end. This recognition is an exhibit of the hard work and dedication by our team. A big thank you […]
As the final months of the year draw near, many individuals are turning their attention to tax planning and charitable giving. Charitable donations are a good way to support meaningful causes and create a positive impact within communities. One effective method for managing charitable contributions is through a donor-advised fund, offering a range of benefits […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-10-19 11:41:592023-10-19 11:42:02Charitable Giving & the Benefits of Donor Advised Fund
We are humbled and grateful to be appointed in the second annual Forbes/Shook Top RIA list, which recognizes the top 250 advisory firms in America out of an impressive 42,643 nominations received! The comprehensive selection process involves rigorous evaluations, including qualitative and quantitative metrics such as years of experience, assets under management, client retention rates, […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-10-16 15:06:432023-10-16 15:24:32Annual Forbes/Shook Top RIA List
Growing up, I was fascinated by the TV show “Who Wants to Be a Millionaire?” For those less familiar with the show, its premise was quite straightforward: contestants had to answer 15 consecutive questions correctly to win a million dollars. When contestants found themselves stuck, they were granted three valuable lifelines. These lifelines included “50:50,” […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-10-12 12:00:352023-10-12 12:00:37Wisdom of Crowds in Investing: Opportunities and Limitations
Medicare, the healthcare lifeline for millions of Americans aged 65 and older, or with certain disabilities, is bolstered by an annual open enrollment period. During this time, beneficiaries can modify, renew, or enroll in Medicare Part C (Medicare Advantage) and Medicare Part D (Prescription Drug) plans, ensuring they have the coverage that best meets their […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-10-05 11:50:462023-10-05 11:50:48Understanding Medicare Open Enrollment: Who, When and How
With the major stock and bond indices all experiencing declines in the third quarter, the question begs if this is merely a seasonal pattern where the market tends to underperform, or if there are underlying factors at play. To explore this question, we delve into historical data related to the stock market in pre-election years. […]
https://lakest.com/wp-content/uploads/lake-street-logo.png00Amanda Halehttps://lakest.com/wp-content/uploads/lake-street-logo.pngAmanda Hale2023-10-03 11:46:282023-10-03 11:46:30On the Street Monthly – Seasonal Weakness or Something More?
A Guide to Open Enrollment to Optimize Benefits for 2024
Open enrollment season is once again upon us, marking the period for employees to make important decisions about their benefits packages. This annual opportunity provides individuals with the chance to reassess their current health, dental, vision among other essential benefits, ensuring they align with their evolving needs. To make the most of this period, it’s […]
On the Street Monthly – With Pessimism Growing, Will There be a Yearend Rally?
With the holiday season approaching, we are entering the months where the stock market has historically performed the best. Below is a chart of the S&P 500 Index average returns for each month dating back to 1928. If you squeeze this timeline down to the last 53 years, November is actually the best month in […]
Occam’s Razor: The Simplicity Principle in Investing
Recession fears, high inflation, rising interest rates, geopolitical risk, weakening investor sentiment…. did we miss anything? I’m sure we did, depending on the new headlines from today’s financial media. While those headlines and fears are at the forefront of investors’ minds, sometimes simplicity can rule the day. In the world of finance, where complexity often […]
Mortgage Rates Reach Highest Levels in Over Two Decades, Are Prices Starting to Budge?
Reaching levels not seen since the turn of the millennium, current mortgage rates have surged in lockstep with all the rate hikes. The 30-year fixed mortgage rate in 2000 stood at 8.25%, while at the time of this writing, it sits at 7.63%. Concurrently, the US Median Home Sales Price has risen to $394,300, with […]
Financial Advisor Magazine – America’s Top RIA Firms 2023
We are proud to announce that Lake Street has been ranked as one of America’s top RIAs by Financial Advisor Magazine for 2023. The criteria is based on assets under management as of the previous year end. This recognition is an exhibit of the hard work and dedication by our team. A big thank you […]
Charitable Giving & the Benefits of Donor Advised Fund
As the final months of the year draw near, many individuals are turning their attention to tax planning and charitable giving. Charitable donations are a good way to support meaningful causes and create a positive impact within communities. One effective method for managing charitable contributions is through a donor-advised fund, offering a range of benefits […]
Annual Forbes/Shook Top RIA List
We are humbled and grateful to be appointed in the second annual Forbes/Shook Top RIA list, which recognizes the top 250 advisory firms in America out of an impressive 42,643 nominations received! The comprehensive selection process involves rigorous evaluations, including qualitative and quantitative metrics such as years of experience, assets under management, client retention rates, […]
Wisdom of Crowds in Investing: Opportunities and Limitations
Growing up, I was fascinated by the TV show “Who Wants to Be a Millionaire?” For those less familiar with the show, its premise was quite straightforward: contestants had to answer 15 consecutive questions correctly to win a million dollars. When contestants found themselves stuck, they were granted three valuable lifelines. These lifelines included “50:50,” […]
Understanding Medicare Open Enrollment: Who, When and How
Medicare, the healthcare lifeline for millions of Americans aged 65 and older, or with certain disabilities, is bolstered by an annual open enrollment period. During this time, beneficiaries can modify, renew, or enroll in Medicare Part C (Medicare Advantage) and Medicare Part D (Prescription Drug) plans, ensuring they have the coverage that best meets their […]
On the Street Monthly – Seasonal Weakness or Something More?
With the major stock and bond indices all experiencing declines in the third quarter, the question begs if this is merely a seasonal pattern where the market tends to underperform, or if there are underlying factors at play. To explore this question, we delve into historical data related to the stock market in pre-election years. […]