Entries by Amanda Hale

2023 EV Tax Credits: What You Need to Know

The federal tax credit for electric vehicles (EVs) has been extended and revamped for 2023 and beyond. For individuals considering the purchase of an electric vehicle (EV) in 2023, understanding the details of the Federal EV Tax Credit is important as changes continue. Let’s delve into how the credit works, the varying credit amounts, and […]

On the Street Monthly – Shifting from Recession Fears to Growing Optimism?

As we reach the midway point of 2023, the prevailing narratives at the start of the year centered around concerns of an impending recession, rising interest rates, and corporate layoffs. However, with the major indices delivering positive results, investors are finding themselves increasingly optimistic about the future. One key indicator shedding light on this sentiment […]

Mid-Year Checkup and Planning for the Second Half

As we reach the midway point of the year, it’s an opportune time to conduct a financial check-up to ensure you are on track to meet your goals and make any necessary adjustments, if needed. This mid-year assessment allows you to evaluate key areas such as retirement contributions, debt management, emergency funds, spending patterns, and […]

Preparing for a Longer Future: Understanding Life Expectancy Rates

When creating a financial plan, it’s important to set an endpoint. Each person has their own family history, current health, and expectations for how long they’ll live. That’s why we analyze historical life expectancy rates from birth and look at future projections. Here’s a chart dating back to 1860 through 2020, showing life expectancy rates […]

New Bull Market or Bear Market Bounce?

As the stock market continues its upward trajectory in 2023, there remains uncertainty and differing perspectives among market participants. Bulls argue that the recent rally from the October lows signifies a new bull market, backed by the fact that the market has risen over 20% from its 2022 lows. Conversely, bears point to the narrow […]

Cryptocurrency, Adoption Rates and Key Considerations

In recent days, the Securities and Exchange Commission (SEC) has intensified its scrutiny of cryptocurrency exchanges suspected of evading regulatory requirements. This increased pressure has resulted in the SEC targeting prominent industry players. On Monday, the world’s largest cryptocurrency exchange, Binance, faced legal action from the SEC, followed by another lawsuit filed against Coinbase. The […]


AI Revolution As we approach the halfway point in the year, the most prevailing headline for 2023 thus far has been the rise in Artificial Intelligence (AI). We closed out 2022 with technology stocks in a bear market, higher interest rates, sticky inflation and pessimism about the overall economy. While some of these concerns are […]

Tax Strategies for Concentrated Stock Positions

Tax strategies play a crucial role in effectively managing concentrated stock positions, allowing investors to minimize tax liabilities and optimize their overall financial situation. Concentrated stock positions can present unique opportunities for wealth accumulation, but they also carry significant risks. By implementing tax strategies tailored to these positions, investors can strategically diversify their holdings, defer […]